Automatic Teller Machine (ATM) Skimming is when fraudsters will compromise an ATM and rig it with a peephole camera and/or electronic devices allowing them to collect your banking information and PIN (Personal Identification Number). They will then create a duplicate card and access your bank accounts.

10 Tips to Protect Yourself From ATM Theft

  1. Always be mindful of your surroundings when using debit and credit cards at ATMs or when purchasing items at a debit/point-of-sale payment card machine

  2. Always cover the keypad when entering your PIN

  3. Do not share your PIN with anyone

  4. If an ATM appears to have been tampered with, please call the company that owns the machine

  5. Get in the habit of using the same ATM for your transactions. Become familiar with it and be able to recognize changes to the machine

  6. Use ATMs inside banks rather than on the street (where they're easier for thieves to access)

  7. If you're visiting an unfamiliar ATM that is not inside a bank, examine it carefully for devices. Card or cash trapping devices need to be glued or taped to the card reader or cash dispenser. Look for extra cameras beyond the basic and generally obvious ATM security camera

  8. Never rely on the help of strangers to retrieve a confiscated card

  9. Never use an ATM when other people are lingering

  10. Report confiscated cards immediately. If you can, don't leave the machine. Instead, call the bank from the ATM where your card was taken using a cell phone